Yavin or SumUp: Which Payment Terminal to Choose?

Choosing the payment terminal fully adapted to your business is becoming increasingly complicated. Navigating in this jungle of payment actors is hard. Among the new solutions that modernize traditional bank offers, two names always come back: SumUp and Yavin.

SumUp Air
	Transaction fee: 1.69% Price: £34 + VAT £25 + VAT To SumUp
SumUp Solo
	Transaction fee: 1.69% Price: £79 + VAT £69 + VAT To SumUp

 

Merchants are flocking to these simple, modern solutions that make the historical offers of banking actors look outdated.

What are the differences between these two new payment actors?

Both companies offer modern solutions but for different clients and needs.

SumUp is a particularly good fit for small businesses with a turnover that does not exceed £3,000 per month. Yavin aims established merchants, with regular collections.

Beyond collections, the services offered by the two companies are not equivalent. Carefully examine the options of Yavin and SumUp considering the costs, features, and service offered. This is to choose the most suitable payment terminal for your activity.

Focus on the comparison of Yavin and SumUp payment terminals.

Yavin / SumUp Comparison: Distinct Offers

As mentioned above, Yavin and SumUp do not operate on the same model. The purchase prices of the terminal as well as the commissions taken for each transaction differ.

SumUp offers low cost readers, but charges high commissions. Yavin operates with a monthly subscription and extremely low commissions, unbeatable on the market. Yavin’s subscription corresponds to a 7-day/7 maintenance offer.

Besides the economic model, the services and options are different for both actors. SumUp offers services like a cash register software, invoicing, and e-commerce site to its clients. To fully benefit, it is necessary to use SumUp tools. Yavin has a marketplace logic and invites you to connect external tools to your terminal.

SumUp, the Payment Terminal for Small Businesses

SumUp is particularly suitable for small shops and businesses that cash in less than £3,000 per month. And for a simple reason: you can buy the payment terminal at a low cost, without a rental subscription. For reference, the purchase price of the terminal is low (from £19 to £149).

In other words, you buy your terminal and, upon receipt, it is already ready.

The unique commission, at the rate of 1.69%, allows you to start your activity quickly. Since the fee is high, it could be expensive for merchants who process thousands of pounds each month.

Yavin, the Payment Terminal for Established Merchants

Established merchants had to go through their banks to equip themselves with a payment terminal. Yavin offers businesses a modern alternative to equip themselves with a payment terminal.

Yavin specifically addresses those businesses and companies that have a real need for regular cashing. Allowing them to accept all payments more quickly and more efficiently than a traditional reader.

Yavin has a range of terminals available via a non-binding subscription. With its competitive commissions (<0.5%), Yavin is one of the best solution for established businesses, restaurants, hotels, and professionals.

Yavin completes its offer with multiple services dedicated to developing your activity. The goal is to help you grow your business, increase your turnover, and improve your customer satisfaction.

Thus, these are two different economic models and solutions, which do not address the same clientele.

Yavin / SumUp: Comparison of Payment Terminals

Yavin and SumUp have different payment terminals, corresponding to different uses.

Yavin readers

Yavin offers a range of latest-generation Android terminals.

Yavin Terminal – Mobile with Printer

This is the Yavin mobile terminal that most resembles a traditional reader. It thus has a classic format with a thermal printer and an integrated 4G SIM.

It has an expansive touchscreen, more contemporary, and “unrestricted” setting. This allows developing different applications on the reader interface. Namely, the “Yavin Pay” application to facilitate your cash-ins. Use “My Yavin” to see your transactions, your turnover, and all the necessary data for your accounting.

Reader – Ultra Mobile – without Printer

The Reader is a miniature version of Yavin Terminal, resembling a smartphone with a slot for bank cards. Its design is identical to that of Yavin Terminal.

This allows you great mobility and flexibility of use. Your servers can easily store the device in their pockets, thus avoiding unnecessary movements and time losses.

Otherwise, it has the same characteristics as the Yavin Terminal, except that it does not have an integrated printer. You can send the digitized ticket by email and/or SMS, according to your clients’ preference.

 

SumUp Card Readers

SumUp also offers two models of mobile payment terminals, suited to your needs.

SumUp Air – Iconic Mobile and Affordable Model

This is SumUp’s original reader. SumUp Air is a cheap small discreet device with a screen, a numeric keypad, and a contactless reader. The reader is iconic, SumUp has sold hundreds of thousands around the world!

To accept payments, the SumUp Air requires the SumUp application on a smartphone or tablet next to it. SumUp air is a mini payment terminal, practical for small shops, boutiques, or ephemeral pop-ups. Extremely mobile and relatively intuitive and simple, although it requires the application to function.

The battery, however, lasts all day since it has a 12-hour autonomy. The terminal does not have a printer for tickets, so you have to send them digitally. Once delivered, the reader is directly ready for use.

SumUp Solo – Elegant and Autonomous

This is the most recent model offered by SumUp. In addition to being mobile, light, and refined, its fully touch screen is what adds value. This allows a hyper-intuitive and simple display both for you and your clients.

Also, it has a SIM card and a charging station to avoid quick battery drain.

Even if the services are less numerous than at Yavin. You can still allow your clients to leave a tip via your Solo payment terminal. A good option for modern small businesses, especially food trucks that like the tipping option.

Unlike the Air, the Solo does not require the SumUp application. However, its cost is higher since it is available at the price of £129 with the printer base.

This is our favorite SumUp reader.

Yavin / SumUp: Services and Benefits

These two solutions stand out not only for their terminal models but also and especially for their added services. They design each solution to meet the needs of the addressed merchants.

SumUp, a Suite of Generalist Software Adapted to Small Businesses

A closed environment but highly effective tools for small businesses.

Regarding SumUp, you can have a unique cash register software connected to your payment terminal. The goal is to offer a complete point of sale pack to established merchants to improve their services.

The POS application is effective, it works well. Notably via a Bluetooth connection with the SumUp Air terminal.

You have the ability to set up categories, establish prices, and upload images. Additionally, you can generate gift cards, QR codes, and links for payment.

SumUp’s Point of Sale (POS) system is appropriate for all types of merchants. It’s a viable choice for small businesses with basic needs.

Another possible option on your SumUp terminals: Card tip taking. To loyalize your servers and boost your recruitment.

Beyond the terminals, SumUp offers practical e-commerce solutions:

• Sending a payment link
• Creating websites
• Invoicing tools

Finally, SumUp now offers a bank account and a Mastercard.

Yavin, an Ecosystem of Applications and Services Dedicated to Improving Your Activity

Yavin allows you to accept all payments.

Key features include:

• The “Tips by Yavin” application to increase your monthly tips by +40%.
• A “Customer Reviews” application to collect Google reviews from your payment terminal after payment.
• Payment in 3 installments by credit card, particularly relevant for high baskets.
• An ecosystem of expert partners connected to payment complements this.

The goal is to bring together all the most relevant tools on the market into a single product. In simple terms, connecting Yavin with other payment options to make a customized offer for all types of businesses.

Some examples:

• Your cash register software integrated into your payment terminal for table ordering.
• Your personalized loyalty program, on your terminal, which recognizes your customers by their credit card.

Yavin suits all established merchants who need a complete and relevant offer, with a fair price. With the possibility to develop their in-store experience using modern and innovative tools, connected to each other.

Which is the cheapest payment terminal? SumUp or Yavin?

Our answer depends on your monthly collections.

The cost of card readers

Regarding the cost of terminals, SumUp is certainly winning since it offers ultra-competitive rates. SumUp Air is at £19 (often discounted with Entrepreneur Hero links). The Solo reader with printer is at £129.

The initial cost for a Yavin reader begins at £279. Terminals are more expensive because of their quality and Yavin’s different economic model compared to SumUp.

These two solutions are relevant but they are not for the same businesses.

Merchant commissions

The commission model set up at SumUp differs a lot from that of Yavin.

SumUp charges a flat rate of 1.69% for all credit card transactions, regardless of the card type or amount processed. This is incredibly interesting for small businesses that cash in little.

Yavin’s commissions follow an Interchange ++ model that is transparent and competitive. The commissions offered by Yavin are extremely low (about 0.5%) and, above all, unbeatable. If a bank offers you a more interesting contract, Yavin connects it to your payment terminal. Thus, you are always sure to benefit from the cheapest commission on the market.

Concretely, as soon as you cash in a certain amount every month, it is more relevant for you to take the Yavin solution.

Conclusion

These two solutions are good, but they are not suitable for everyone and do not meet the same needs.

SumUp is beneficial for small-scale enterprises. Its offer is simple and its terminal is ready to use. These characteristics make it an ideal choice for the reasons mentioned above.

Yavin suits established merchants with significant collection needs and offers unbeatable commissions.

SumUp and Yavin are both good alternatives to banks. They are modern solutions with good customer support and an online help center.